Nepal is steadily emerging as a key player in the fintech industry in Southern Asia. With a rapidly growing young population and increased smartphone penetration, digital payment platforms like eSewa and Khalti are experiencing exponential growth. The government has introduced new regulations to support the rise of digital banking and e-commerce, focusing on cybersecurity and consumer protection. Several fintech startups are receiving international funding to expand services such as microloans, mobile banking, and blockchain-based remittance solutions. Analysts predict that with ongoing infrastructure development, Nepal could become a regional fintech leader within the next five years.
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